Loan Products
Vehicle Loans
Get behind the wheel with competitive rates on new and used vehicles, motorcycles, boats, and RVs. Flexible terms designed to fit your budget.
New Vehicle Loans
Drive off the lot with confidence. Our new vehicle loans offer low rates and terms up to 84 months so you can get the car you want at a payment you can afford.
Rates are based on creditworthiness and are subject to change. All loans subject to approval. For terms beyond 72 months, minimum loan amounts apply — contact the credit union for details. Terms greater than 60 months require a minimum loan amount of $20,000.
Used Vehicle Loans
A quality pre-owned vehicle can be a smart investment. We offer great rates on used cars, trucks, and SUVs with flexible repayment options to match your needs.
Rates are based on creditworthiness and are subject to change. All loans subject to approval. Terms greater than 60 months require a minimum loan amount of $20,000.
Motorcycle, Boat & RV Loans
Hit the open road, the water, or the trail. Finance your motorcycle, boat, or recreational vehicle with competitive rates and terms that work for your adventure budget.
Rates are based on creditworthiness and are subject to change. All loans subject to approval.
Why Finance With Affinity One?
Low Rates
As a not-for-profit credit union, we pass savings on to you with rates that are typically lower than banks and dealerships.
Flexible Terms
Choose from a range of repayment terms up to 84 months to find the monthly payment that fits your budget.
Quick Approvals
Stop in or call — most decisions come back in under an hour. Walk into the dealership pre-approved and negotiate like a cash buyer.
Approved in under an hour
At the dealership? Call us before you sign.
Dealers don’t lead with their best rate — we will. Call from the lot, give us a few minutes, and we’ll get you a decision (and our lowest rate) in under an hour. Most members save more on the loan than they negotiated off the sticker.
APR = Annual Percentage Rate. Rates are subject to change without notice and are based on creditworthiness, loan-to-value ratio, and term. Not all applicants will qualify for the lowest rate. Payment example: A $25,000 loan at 3.99% APR for 60 months would have a monthly payment of approximately $460.41. Membership eligibility required.