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Loans
At Affinity One FCU we offer a number of different consumer loan options to meet all your financing needs. From small purchases to home improvements to a new or used vehicle, you're going to love our competitive rates.
"Affinity One made it so easy to refinance our mortgage! Their low closing fees saved us thousands! "
-C. Shaffer
Banking
Find out why Affinity One FCU is One Up on banking! Let us take care of all your banking needs. From no fee checking to term share certificates and money market accounts we make your money work for you.
Bank Local
Do you want to know that you are more than just a number or a deposit slip? That's one of the many reasons why we're one up on banking! Affinity One Federal Credit Union was organized in 1948 and today we serve over 4,300 of your friends and neighbors in southern Chautauqua County.
Our Locations
We have two locations to serve you better.
Jamestown Branch
DirectionsLakewood Branch
DirectionsHours
Your Money, Wherever You Are
Over 30 no fee ATM locations
We have 2 ATM locations throughout the area and an agreement with M&T Bank for our members to use the M&T ATMs throughout the country without paying a fee.
ATM Locations
- SKF
1 Moraco Rd.
Falconer, NY 14733
Directions - Affinity One FCU
Lakewood branch
10 Sessions Ave.
Lakewood, NY 14750
Directions
Become a Member
If you or a member of your family live, work, worship or go to school in our service area, you can become a member. It's that simple.
- Jamestown
- Busti
- Carrol
- Ellicott
- Ellington
- Gerry
- Harmony
- Kiantone
- North Harmony
- Poland
New Branch Open in Lakewood
Affinity One Federal Credit Union has expanded. Construction on the credit union's new branch location at 10 Sessions Ave. near the intersection of Fairmount Avenue and Southwestern Drive in Lakewood has been completed.
Fraud Protection
We're concerned about your safety, especially when it comes to fraud protection.
You and Your Credit
Managing that debt sensibly can be a challenge and the implications for mismanaging debt can be far reaching and severe. The first step in managing debt is to understand credit and credit scores.
Terms and Conditions Apply
* Rate shown is the lowest rate offered for this loan type. This rate is offered to the most credit-worthy borrowers. Actual loan rate may vary based upon creditworthiness of the borrower(s). Credit union staff are available to explain applicable interest rates based upon your particular credit score
Rates are for comparison purposes only and are subject to change without advance notice. Refer to the credit union for rate updates.
Loan rates and terms are subject to change without notice. The rates shown are the lowest rates offered for the stated loan. Your annual percentage rate and term for all loans may vary from the stated rate based on your credit worthiness.