9.99% Interest Rate

Earn Rewards with our No Annual Fee Credit Cards

Use anywhere Visa is Accepted

Check Out Our Great Rates!

5.00%

Used Auto Loans

Let's Get Driving!
4.00%

New Auto Loans

Let's Get Driving!
3.00%

Share Secure Loans

Re-Establish Your Credit
7.74%

Signature Loans

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Banking

See why we’ve got the banks beat!

Primary Savings

Your primary Savings Account is the key to Credit Union membership! Anyone who lives, works, worships, or goes to school in our service area can join the Credit Union by opening a Share Account.

Share Checking

No monthly fees, overdraft protection, and no minimum balance! What are you waiting for?

Term Share Certificates

Whether you have short or long-term savings goals, you should consider the benefit of opening a Term Share Certificate with us. With a guaranteed fixed rate and federally insured, you can’t loose!

Money Market Account

Money Market Accounts offer the advantage of higher yields without locking up your money. Watch your money grow as the dividends are compounded monthly.

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Finance Color 02
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Loans

At Affinity One FCU we offer a number of different consumer loan options to meet all your financing needs. From small purchases to home improvements to a new or used vehicle, you’re going to love our competitive rates.

Signature Select Loans

Signature loans are personal loans used by our members for small purchases such as computers, home improvements, vacations or unexpected expenses.

Personal Loans

A personal loan is a type of loan that uses collateral already owned by you to secure the loan.

Share Secure Loans

A low-cost, flexible term loan is a great way to re-establish or re-build your credit.

Vehicle Loans

Let us help make that new, or used automobile, motorcycle or recreational vehicle a reality!

Credit Cards

Affinity One goes one up on banks again by providing members with credit card options to fit every lifestyle. Our cards have no annual fee and cash advances are available at the same rate as purchases!

Affinity One FCU is accepting nominations for the Board of Directors.

Nominating Committee:

  • Bridgette Smith, Chairman
  • Samantha Bergey
  • Sue Stone
 

Affinity One FCU is accepting nominations for the Board of Directors. If you are interested in running for the Board in a volunteer capacity, you may request a nomination sheet from Bridgette Smith, Samantha Bergey or Sue Stone at the AOFCU Jamestown office.

Anyone interested in running for the Board of Directors must:

  • Be a member in good standing with Affinity One FCU
  •  At least 21 years of age
  • Have a credit score of 600 or above
  • Make a brief statement of qualifications and biographical information on a form approved by the Board of Directors
  • Cannot have been convicted of a crime involving dishonesty or breach of trust.

Contact Bridgette Smith, CFO for more information.

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Bank Local

Do you want to know that you are more than just a number or a deposit slip? That's one of the many reasons why we're one up on banking! Affinity One Federal Credit Union was organized in 1948 and today we serve over 4,300 of your friends and neighbors in southern Chautauqua County.

648865 Atm Bank Banking Cash Fi

Your money, wherever you are

Over 30 No Fee Locations

We have an ATM located at our Lakewood branch and an agreement with M&T Bank for our members to use the M&T ATMs throughout the country without paying a fee.

Affinity One FCU
Lakewood branch
10 Sessions Ave.
Lakewood, NY  14750
Directions

or

Find a No Fee M&T Bank ATM near you

Two Locations to Serve You Better

We have an ATM located at our Lakewood branch and an agreement with M&T Bank for our members to use M&T ATMs throughout the country without paying a fee.

Affinity One Federal Credit Union – Jamestown Branch

545 E. Second St
Jamestown, NY 14701

Phone: +1(716)483-2798
Fax: +1(716)483-6136

Monday
8:30 AM – 4:00 PM
Tuesday
8:30 AM – 4:00 PM
Wednesday
8:30 AM – 4:00 PM
Thursday
8:30 AM – 5:00 PM
Friday
8:30 AM – 5:00 PM
Saturday
Closed
Sunday
Closed

Affinity One Federal Credit Union – Lakewood Branch

10 Session Ave
Lakewood, NY 14750

Phone: +1(716)483-2265
Fax: +1(716)483-2266

Monday
8:30 AM – 4:00 PM
Tuesday
8:30 AM – 4:00 PM
Wednesday
8:30 AM – 4:00 PM
Thursday
8:30 AM – 5:00 PM
Friday
8:30 AM – 5:00 PM
Saturday
9:00 AM – 12:00 PM
Sunday
Closed

ATM AVAILABLE 24/7

Service Area 151229 131651 (2) (1)

Become a Member

If you or a member of your family live, work, worship or go to school in our service area, you can become a member. It's that simple.

Jamestown • Busti • Carrol • Ellicott • Ellington • Gerry • Harmony • Kiantone • North Harmony • Poland

Hear What Our Great Customers have to Say

Caroline Griffith
5/5

The staff, Michelle especially, at the Lakewood branch of Affinity are the most friendly and helpful people that I have ever worked with in a banking capacity.

Cynthia Oaks
3.5/5

I really like this credit union, I've been with them for over a year now not had any problems and feel that my money is safe and secure. Thank you all for everything! 🙂

Colin Shaffer
4.5/5

Affinity One made it so easy to refinance our mortgage! Their low closing fees saved us thousands