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At Affinity One FCU we offer a number of different consumer loan options to meet all your financing needs. From small purchases to home improvements to a new or used vehicle, you're going to love our competitive rates.

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"Affinity One made it so easy to refinance our mortgage! Their low closing fees saved us thousands! "

-C. Shaffer


Refinance an auto loan from another institution and we'll give you $50.
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Card Valet

Introducing our new Card Valet. Another way Affinity One is One Up on Banking
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Find out why Affinity One FCU is One Up on banking! Let us take care of all your banking needs. From no fee checking to term share certificates and money market accounts we make your money work for you.

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Bank Local

Do you want to know that you are more than just a number or a deposit slip? That's one of the many reasons why we're one up on banking! Affinity One Federal Credit Union was organized in 1948 and today we serve over 4,300 of your friends and neighbors in southern Chautauqua County.

Our Locations

We have two locations to serve you better.

Jamestown Branch

545 East Second St
Jamestown NY 14701
Phone: (716) 483-2798
Fax: (716) 483-6136

Lakewood Branch

10 Sessions Ave.
Lakewood, NY 14750
Phone: (716)483-2265
Fax: (716)483-2266


Monday - Wednesday
8:30AM - 4:00PM
Thursday - Friday
8:30AM - 5:30PM
9:00AM - 12:00PM

Your Money, Wherever You Are

Over 30 no fee ATM locations

We have an ATM located at our Lakewood branch and an agreement with M&T Bank for our members to use the M&T ATMs throughout the country without paying a fee.

ATM Location

  • Affinity One FCU
    Lakewood branch
    10 Sessions Ave.
    Lakewood, NY  14750

Become a Member

Map of Coverage Area

If you or a member of your family live, work, worship or go to school in our service area, you can become a member. It's that simple.

COVID 19 Update

We're pleased to announce that we have opened both the Jamestown and Lakewood offices to lobby traffic.

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Fraud Protection

We're concerned about your safety, especially when it comes to fraud protection.

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You and Your Credit

Managing that debt sensibly can be a challenge and the implications for mismanaging debt can be far reaching and severe. The first step in managing debt is to understand credit and credit scores.

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Terms and Conditions Apply

  • * Rate shown is the lowest rate offered for this loan type.  This rate is offered to the most credit-worthy borrowers.  Actual loan rate may vary based upon creditworthiness of the borrower(s).  Credit union staff are available to explain applicable interest rates based upon your particular credit score

  • Rates are for comparison purposes only and are subject to change without advance notice.  Refer to the credit union for rate updates.

  • Loan rates and terms are subject to change without notice. The rates shown are the lowest rates offered for the stated loan. Your annual percentage rate and term for all loans may vary from the stated rate based on your credit worthiness.

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