Checking Accounts

648863 Banking Cash Currency Do

Share Draft Checking Account

Why pay monthly fees on your share draft (checking) account? At Affinity One FCU, you don’t have to worry about monthly fees! Members also enjoy the benefits of our VISA Check Card. It’s a check card and ATM Card all rolled into one. It can be used wherever VISA is accepted. Funds are taken directly from your share draft account when you use your card for purchases. It’s easy and convenient!

Anytime, Anyplace

Affinity One FCU offers free online banking. Access to your account 24/7, it’s like having a branch wherever you are!

With Online Banking you can safely and securely :

  • Access your account balances and history 24/7
  • Pay all your bills in minutes with our easy Billpayer service
  • Transfer funds between your Affinity One accounts
648871 Banking Cash Currency Fi
Linkedin Sales Solutions Qgyvorvddd8 Unsplash

Save with Us

Courtesy Pay can cover you for the unexpected, saving you high return check fees.

Finance Color 33

Your deposits are safe with us

Member deposits are insured to at least, $250,000.00 by the U.S. Government. Just as the banking industry is monitored by the FDIC (Federal Deposit Insurance Corporation), the credit union industry is monitored by the NCUA (National Credit Union Administration). The NCUA are regulators of credit unions and guarantees deposits in credit unions. Every year credit unions undergo audits by the NCUA to make sure they are following all of the regulations and guidelines set forth by the federal government.

Your money, wherever you are

Over 30 No Fee Locations

We have an ATM located at our Lakewood branch and an agreement with M&T Bank for our members to use the M&T ATMs throughout the country without paying a fee.

Affinity One FCU
Lakewood branch
10 Sessions Ave.
Lakewood, NY  14750


Find a No Fee M&T Bank ATM near you

648865 Atm Bank Banking Cash Fi