Primary Savings

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The key to your credit union membership

Anyone who lives, works, worships, or goes to school in our service area can join the Credit Union by opening a Share Account with a minimum deposit of $25.00. This $25 is not a fee, but rather your ownership share in our Credit Union!

Savings Accounts can be established as single-name, joint, custodial, representative payee or trust accounts. As a Credit Union, we believe in giving back to our members, so our Savings Accounts earn monthly dividends.

Anytime, Anyplace

Affinity One FCU offers free online banking. Access to your account 24/7, it’s like having a branch wherever you are!

With Online Banking you can safely and securely :

  • Access your account balances and history 24/7
  • Pay all your bills in minutes with our easy Billpayer service
  • Transfer funds between your Affinity One accounts
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Your deposits are safe with us

Member deposits are insured to at least, $250,000.00 by the U.S. Government. Just as the banking industry is monitored by the FDIC (Federal Deposit Insurance Corporation), the credit union industry is monitored by the NCUA (National Credit Union Administration). The NCUA are regulators of credit unions and guarantees deposits in credit unions. Every year credit unions undergo audits by the NCUA to make sure they are following all of the regulations and guidelines set forth by the federal government.

Sub Accounts

Sub Accounts allow you to save your money in multiple locations so you can keep funds separate from your regular Savings and Checking Accounts! Use this account to save for taxes, special projects or anything else you may need. Teamed together with direct deposits, you’ll be able to better manage your finances!

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Your money, wherever you are

Over 30 No Fee Locations

We have an ATM located at our Lakewood branch and an agreement with M&T Bank for our members to use the M&T ATMs throughout the country without paying a fee.

Affinity One FCU
Lakewood branch
10 Sessions Ave.
Lakewood, NY  14750
Directions

or

ATM Finder

Find a No Fee M&T Bank ATM near you