Credit Cards
Credit Cards
Enjoy a low-rate Visa credit card with no annual fee. Whether you are making everyday purchases or handling unexpected expenses, our credit cards keep costs down.
Already a Cardholder?
Manage your card and rewards
EZCardInfo
View transactions, statements, and balances. Make payments and manage your account anytime.
ScoreCard Rewards
Redeem ScoreCard points for travel, gift cards, or merchandise.
A Visa that earns its keep
Low fixed rate, real rewards, and the digital tools to manage it from your phone — without the bank-card runaround.
9.99% APR. Period.
No teaser rate that doubles in six months. No mystery surcharges that creep onto the statement. The rate you sign up for is the rate you keep, regardless of how much you carry. As a not-for-profit credit union, we keep margins lean so more of every payment goes toward principal.
ScoreCard Rewards
Every swipe
earns ScoreCard Rewards points — redeemable for travel, merchandise, or gift cards. Spend the way you already do; earn while you do.
Track it at EZCardInfo
View transactions, statements, and your rewards balance anytime at EZCardInfo.com. Free, secure, and built specifically for your Affinity One Visa.
No annual fee. No nuisance fees.
Free to keep, free to carry. No annual fee, no cash advance fee — typical bank charges, gone.
Fraud protection that actually pages you
Visa zero-liability plus real-time fraud monitoring. Suspicious activity? We ping your phone. Lost card? Freeze it with a phone call.
Member-owned advantage
We’re owned by members, not Wall Street. Earnings come back to you as lower rates and better terms — this card included.
No annual fee, no balance transfer fee
Transfer Your Balance and Save
Carrying a balance on a high-rate card? Transfer it to our low-rate Visa and start saving on interest immediately.