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Loans

Signature Loans

Borrow what you need with no collateral required. Our signature loans offer competitive rates and flexible terms based on your creditworthiness and signature alone.

Why Choose a Signature Loan?

No Collateral Needed

Your good name is all you need. Signature loans are unsecured, so you do not have to put up your car, home, or savings as collateral.

Fixed Rates

Enjoy a fixed interest rate for the life of your loan. Your monthly payment stays the same, making it easy to budget.

Quick Approval

Get a fast decision on your loan application. Most signature loans are approved within one business day so you can access your funds quickly.

Enroll in direct deposit to save 0.25% on your loan rate. Promotional rates excluded.

Signature Loan Rates — Rate as Low As

  • 7.99%
    As low as
    Up to 24 mo
    Signature Loan
  • 7.99%
    As low as
    25-36 mo
    Signature Loan
  • 7.99%
    As low as
    37-48 mo
    Signature Loan

Terms up to 48 months. Rates are based on creditworthiness and are subject to change. All loans subject to approval.

Ready to Apply

Apply online, by phone, or in person at any branch. Our team is here to help you find the right loan for your needs.

Jamestown Branch 545 E. Second St
Jamestown, NY 14701
(716) 483-2798
Lakewood Branch 10 Sessions Ave
Lakewood, NY 14750
(716) 483-2265

How To Apply

A short checklist of what to bring so we can finish your application in one visit.

Opening a membership or account

  • Two forms of valid ID
  • Social Security number
  • Proof of address (utility bill or lease)
  • $25 minimum opening deposit

Applying for a loan

  • Two forms of valid ID
  • Two recent pay stubs (or proof of income)
  • For vehicle loans: dealer invoice or VIN, if you have it
  • For home equity: most recent mortgage statement

Complete this application and bring it to either branch to get started