Membership
Become a Member
Affinity One is a member-owned credit union. Becoming a member means becoming a part-owner — and getting access to better rates, lower fees, and people who know your name.
It’s simple to join
Any persons who live, work, worship, or attend school in, as well as businesses and other legal entities located in our service area, and any immediate family of someone from an above qualifying group may join.
A family is defined as: husband, wife, mother, father, brother, sister, child, stepchild, grandchild, and grandparent.
Our service area
Jamestown • Busti • Carrol • Ellicott • Ellington • Gerry • Harmony • Kiantone • North Harmony • Poland
How to apply
All applications are completed in person at a branch. That’s how we make sure your questions get answered and your paperwork is right the first time. No appointment needed. Bring your ID and we’ll start your application together. Most are finished in a single visit.
Jamestown, NY 14701
- Monday: 8:30 AM – 4:00 PM
- Tuesday: 8:30 AM – 4:00 PM
- Wednesday: 8:30 AM – 4:00 PM
- Thursday: 8:30 AM – 5:00 PM
- Friday: 8:30 AM – 5:00 PM
- Saturday: Closed
- Sunday: Closed
Lakewood, NY 14750
- Monday: 8:30 AM – 4:00 PM
- Tuesday: 8:30 AM – 4:00 PM
- Wednesday: 8:30 AM – 4:00 PM
- Thursday: 8:30 AM – 5:00 PM
- Friday: 8:30 AM – 5:00 PM
- Saturday: 9:00 AM – 12:00 PM (DRIVE THRU ONLY)
- Sunday: Closed
What to bring
A short checklist so we can finish your application in one visit.
Opening a membership or account
- Two forms of valid ID
- Social Security number
- Proof of address (utility bill or lease)
- $25 minimum opening deposit
Applying for a loan
- Two forms of valid ID
- Two recent pay stubs (or proof of income)
- For vehicle loans: dealer invoice or VIN, if you have it
- For home equity: most recent mortgage statement
Not sure what you’ll need? Give us a call before you head over and we’ll tell you exactly what to grab.
Why a credit union?
Credit unions are not-for-profit financial cooperatives owned by their members. Earnings come back as better rates, lower fees, and improved services — not dividends to a Wall Street shareholder.
Member-owned
As a member, you’re an owner with a vote. One member, one voice — regardless of balance.
Better rates
Higher rates on savings, lower rates on loans. Earnings flow back to members rather than out to shareholders.
Community-focused
Your deposits stay local and support neighbors, small businesses, and the people you see at the grocery store.
What Our Members Say