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Banking

Savings & Deposits

Primary Savings

Start building your savings with a low minimum balance and competitive dividends.

Money Market Account

Earn higher dividends with tiered rates on larger balances.

Term Share Certificates

Lock in a great rate for a fixed term and watch your savings grow.

Subshare Savings

A second (or third) savings account for separate goals.

Holiday Club

Save through the year, get paid out for the holidays.

Zelle

We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family and people you know.

Checking

Share Checking

Free checking with no monthly fees and convenient access to your money.

Web Banking

Access your accounts anytime with online and mobile banking.

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Loans

Personal Lending

Signature Loans

Unsecured loans based on your creditworthiness with flexible terms.

Personal Loans

Flexible financing for whatever life brings your way.

Share Secured Loans

Borrow against your savings at a lower rate while your deposit continues to earn.

Vehicle Loans

New Auto Loans

Finance any new vehicle up to 100% of its sticker price with competitive fixed rates.

Used Auto Loans

Used autos up to 11 model years old financed up to 100% of NADA retail value.

Motorcycle, Boats & RV Loans

Hit the open road or water with financing for motorcycles, boats, and RVs.

Mortgages & Home Equity

Home Equity Loans

Tap into your home's equity for remodeling, debt consolidation, or major expenses.

Credit Cards

Credit Cards

Low-rate credit cards with no hidden fees.

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Ready to get started? Apply online in minutes.

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Membership

Become a Member

Join a member-owned financial cooperative built around your interests, not shareholder profits.

Why a Credit Union

Discover the benefits of belonging to a member-owned financial cooperative.

Testimonials

Don't just take our word for it. Read what Affinity One members have to say about banking with a credit union that puts people first.

Promotions

Current offers and special deals for members.

Forms

Download the forms you need for your accounts and services.
News

The latest updates and announcements from Affinity One.

Community

See how Affinity One supports our local community.

Locations

Find your nearest branch and ATM locations.

Staff

Meet the team dedicated to serving our members.

Board of Directors

Our volunteer board guiding the credit union's direction.

Supervisory

Our volunteer committee overseeing audits that safeguard members' interests.

Contact

Get in touch with us by phone, email, or in person.

Bylaws

Privacy Policy

How we protect your personal information.

Contact Us

Jamestown Branch
545 E. Second St
Jamestown, NY 14701
Phone: (716) 483-2798

Lakewood Branch
10 Sessions Ave
Lakewood, NY 14750
Phone: (716) 483-2265

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Primary Savings Money Market Account Term Share Certificates Subshare Savings Holiday Club Zelle Share Checking

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Signature Loans Personal Loans Share Secured Loans New Auto Loans Used Auto Loans Motorcycle, Boats & RV Loans Home Equity Loans Credit Cards

Become a Member Loan Calculator

Become a Member Why a Credit Union Testimonials Promotions Forms

News Community Locations Staff Board of Directors Supervisory Contact Bylaws Privacy Policy

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Become a Member Web Banking

Locations

Jamestown Branch
545 E. Second St
Jamestown, NY 14701
Phone: (716) 483-2798

Lakewood Branch
10 Sessions Ave
Lakewood, NY 14750
Phone: (716) 483-2265

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June 30, 2026

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Jamestown Branch

545 E. Second St
Jamestown, NY 14701

(716) 483-2798

Monday: 8:30 AM – 4:00 PM
Tuesday: 8:30 AM – 4:00 PM
Wednesday: 8:30 AM – 4:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:00 PM
Saturday: Closed
Sunday: Closed

Lakewood Branch

10 Sessions Ave
Lakewood, NY 14750

(716) 483-2265

Monday: 8:30 AM – 4:00 PM
Tuesday: 8:30 AM – 4:00 PM
Wednesday: 8:30 AM – 4:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:00 PM
Saturday: 9:00 AM – 12:00 PM (DRIVE THRU ONLY)
Sunday: Closed

ATM Available 24/7 · Night Drop Access 24/7

Banking

Share Checking
Primary Savings
Money Market Account
Term Share Certificates
Subshare Savings
Holiday Club

Loans

Auto Loans
Signature Loans
Personal Loans
Share Secured Loans
Home Equity Loans
Credit Cards

Company

News
Community
Staff
Board of Directors

Legal

Accessibility
Privacy Policy

Questions

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Terms and Conditions Apply
* Rate shown is the lowest rate offered for this loan type. This rate is offered to the most credit-worthy borrowers. Actual loan rate may vary based upon creditworthiness of the borrower(s). Credit union staff are available to explain applicable interest rates based upon your particular credit score.

Rates are for comparison purposes only and are subject to change without advance notice. Refer to the credit union for rate updates.

Loan rates and terms are subject to change without notice. The rates shown are the lowest rates offered for the stated loan. Your annual percentage rate and term for all loans may vary from the stated rate based on your credit worthiness.

Federally insured by NCUA. Equal Housing Lender.

© 2026 Affinity One FCU. All rights reserved.

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