This website is best experienced with a modern web browser. Consider upgrading your browser for a faster and more secure experience.

Go to Web Banking

Getting Started is Easy!

We are committed to making the mortgage process as easy as possible. Before you begin the process of looking for a new home, speak with one of our Mortgage Officers for pre-approval. The better prepared you are at the outset, the less frustration you'll encounter along the way. Credit pre-approval can be completed in about an hour and you will have the confidence of searching for your dream home in the price range that fits your budget.

Please note: Property must be within 50 miles of the Affinity One Federal Credit Union office.

981585 Apartment Building Home
Our Rate*
Up to 10 Years (Fixed) 3.75%
11 to 15 Years (Fixed) 3.88%

First Mortgage Rates

Compare Our Rates

But don't just rate shop, Our low closing costs will save you big!

Member Focused Loan Decisions

With our member focused philosophy, we are more willing to work with you even if you have a troubled financial past. Since big banks process thousands of loan applications per month, they streamline the process by setting requirements on income, credit scores, and deposits. If you don’t meet these requirements, you are simply declined by some unknown person in a centralized underwriting area.

Credit unions have professional loan officers, making and communicating loan decisions face to face.


Find Your Dream Home

Contact us directly to get started.

We are here to help!

Contact Us Directly

Christine Digirolamo, V.P. of Lending

(716) 483-2850
[email protected]
545 East Second St.
Jamestown, NY 14701

Terms and Conditions Apply

  • * Rate shown is the lowest rate offered for this loan type.  This rate is offered to the most credit-worthy borrowers.  Actual loan rate may vary based upon creditworthiness of the borrower(s).  Credit union staff are available to explain applicable interest rates based upon your particular credit score

  • Rates are for comparison purposes only and are subject to change without advance notice.  Refer to the credit union for rate updates.

  • Loan rates and terms are subject to change without notice. The rates shown are the lowest rates offered for the stated loan. Your annual percentage rate and term for all loans may vary from the stated rate based on your credit worthiness.

Loan Amount
Number of Payments
Total Loan
Monthly Payment