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Home Equity Loans

A Home Equity Loan is a Great Way to Borrow! You don’t have to wait until you sell your home to take advantage of your home’s equity. The money you’ve paid into your home represents a waiting cash reserve you can borrow against with an Affinity One Federal Credit Union Home Equity loan. Because your home secures this type of loan, you’re entitled to a great low rate, plus many other benefits. 

Please note: property must be within 50 miles of the Affinity One Federal Credit Union Office.


Member Focused Loan Decisions

With our member focused philosophy, we are more willing to work with you even if you have a troubled financial past. Since big banks process thousands of loan applications per month, they streamline the process by setting requirements on income, credit scores, and deposits. If you don’t meet these requirements, you are simply declined by some unknown person in a centralized underwriting area.

Credit unions have professional loan officers, making and communicating loan decisions face to face.

Make it Better!

Contact us directly to get started.

We are here to help!

Contact Us Directly

Christine Digirolamo, V.P. of Lending

(716) 483-2850
[email protected]
545 East Second St.
Jamestown, NY 14701

Terms and Conditions Apply

  • * Rate shown is the lowest rate offered for this loan type.  This rate is offered to the most credit-worthy borrowers.  Actual loan rate may vary based upon creditworthiness of the borrower(s).  Credit union staff are available to explain applicable interest rates based upon your particular credit score

  • Rates are for comparison purposes only and are subject to change without advance notice.  Refer to the credit union for rate updates.

  • Loan rates and terms are subject to change without notice. The rates shown are the lowest rates offered for the stated loan. Your annual percentage rate and term for all loans may vary from the stated rate based on your credit worthiness.

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