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Share Draft

Checking Account

Why pay monthly fees on your share draft (checking) account? At Affinity One FCU, you don’t have to worry about monthly fees! Members also enjoy the benefits of our VISA Check Card. It’s a check card and ATM Card all rolled into one. It can be used wherever VISA is accepted. Funds are taken directly from your share draft account when you use your card for purchases. It’s easy and convenient!

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Save with Us

Courtesy Pay can cover you for the unexpected, saving you high return check fees.

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Anytime, Anyplace

Affinity One FCU offers free online banking. Access to your account 24/7, it's like having a branch wherever you are!

With Online Banking you can safely and securely :

  • Access your account balances and history 24/7
  • Pay all your bills in minutes with our easy Billpayer service
  • Transfer funds between your Affinity One accounts


Your Money, Wherever You Are

Over 30 no fee ATM locations

We have 3 ATM locations throughout the area and an agreement with M&T Bank for our members to use the M&T ATMs throughout the country without paying a fee.

ATM Locations

  • SKF
    1 Moraco Rd.
    Falconer, NY 14733
    Directions

  • Acu-rite
    1 Precision Way
    Jamestown, NY  14701
    Directions

  • Affinity One FCU
    Lakewood branch
    10 Sessions Ave.
    Lakewood, NY  14750
    Directions

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Your Deposits are Safe with Us

Member deposits are insured to at least, $250,000.00 by the U.S. Government. Just as the banking industry is monitored by the FDIC (Federal Deposit Insurance Corporation), the credit union industry is monitored by the NCUA (National Credit Union Administration). The NCUA are regulators of credit unions and guarantees deposits in credit unions. Every year credit unions undergo audits by the NCUA to make sure they are following all of the regulations and guidelines set forth by the federal government.

Terms and Conditions Apply

  • * Rate shown is the lowest rate offered for this loan type.  This rate is offered to the most credit-worthy borrowers.  Actual loan rate may vary based upon creditworthiness of the borrower(s).  Credit union staff are available to explain applicable interest rates based upon your particular credit score

  • Rates are for comparison purposes only and are subject to change without advance notice.  Refer to the credit union for rate updates.

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