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Affinity One Federal Credit Union
545 East Second Street
Jamestown, New York 14701
(716) 483-2798  or
Info@affinityonefcu.org

HOURS OF OPERATION  
Mon-Wed: 8:30 AM - 4:00 PM
Thurs-Fri: 8:30 AM - 5:30 PM
Sat: 9:00 AM - Noon 

                                                                                                            
  

Mortgage Estimate Calculator

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Mortgages & Equity Loans

Mortgages

We are committed to making the mortgage process as easy as possible. Before you begin the process of looking for a new home, speak with one of our Mortgage Officers for pre-approval. The better prepared you are at the outset, the less frustration you'll encounter along the way. Credit pre-approval can be completed in about an hour and you will have the confidence of searching for your dream home in the price range that fits your budget. Please note: Property must be within 50 miles of the Affinity One Federal Credit Union office.
First Mortgage Rates APR*
Up to 10 Years (Fixed) 3.75%
11-15 Years (Fixed) 3.875%
16-20 Years (Fixed) 4.375%
21-30  Years (Fixed) 5.00%

 

Loan rates and terms are subject to change without notice. The rates shown are the lowest rates offered for the stated loan. Your annual percentage rate and term for all loans may vary from the stated rate based on your credit worthiness.

 

Home Equity Loans

A Home Equity Loan is a Great Way to Borrow! You don’t have to wait until you sell your home to take advantage of your home’s equity. The money you’ve paid into your home represents a waiting cash reserve you can borrow against with an Affinity One Federal Credit Union Home Equity loan. Because your home secures this type of loan, you’re entitled to a great low rate, plus many other benefits. Please note: property must be within 50 miles of the Affinity One Federal Credit Union Office.
Home Equity Rates APR*
 5 Years (80%-100% Loan-to-Value) As Low as 5.50%
 10 Years (80%-100% Loan-to-Value) As Low as 6.50%
 

*APR - Annual Percentage Rate

 

Loan rates and terms are subject to change without notice. The rates shown are the lowest rates offered for the stated loan. Your annual percentage rate and term for all loans may vary from the stated rate based on your credit worthiness.